Do you find yourself having trouble paying your vet bills? For millions of us in this country, our pets are cherished members of the family and we want the best for them. Sometimes, alas, that can mean spending thousands of dollars on procedures that are necessary to maintain or restore their health. Also, unlike with humans, the government does not cover any part of your vet bill. In their eyes, a cat or dog is no different from a car: your voluntary purchase = your responsibility.

Even if you dote on your pet, they will still age and become infirm: there is absolutely nothing you can do to prevent that. However (and sorry to once again compare a beloved member of the family to a car), if you do preventative maintenance, there is a very good chance that you can reduce both your vet costs and the animal’s discomfort by catching issues before they become major problems.

That means making sure the animal has its yearly shots and examination. That checkup performs the same function as a physical for humans: making sure everything is in working order and nothing unusual is evident. Catching things early will mean some expense, but most likely a lot less than what you might face had the problem been found later. There is also a very good chance that your pet will live a longer and happier life.

There is nothing wrong with saving for the future, and you should do that as well when it comes to vet bills. Work out your budget and see how much money you have left over. Take some of that each month and put it into a separate savings account. Thus, when that expensive procedure inevitably comes, you will have money available to cover all, or at least some, of the cost.